Fixed term No. Euros. Mind partnerships. for any order’s confirmed after 12.30pm from Monday to Friday or any orders placed on a non-working day, we aim to deliver within 3 to 4 working days. As you'd expect, credit is subject to status. What benefits can I expect from a first direct credit card? Back Help. Financial Services Limited is a wholly-owned subsidiary of Which? First Direct says the campaign was inspired by the fact that money remains one of the biggest sources of anxiety in Britain. This column shows the maximum LTV we allow on each mortgage. All Rights Reserved. Member HSBC Group. Buy currency online at our best exchange rates Order online to lock in our very best rates* on your foreign currency. Unless we say otherwise, these are intended for UK customers. Skip to: UK Money Transfer Specialists. Which? Although it used to be possible to get a First Direct euro account, these are no longer on offer for new customers. travel money delivered free direct to your door. You'll find more information in the Gold Card summary box and repayments illustration tabs on this page. 3% of the full amount you owe as shown in your monthly statement (including interest and charges), You can find out more about the Payment Scheme Exchange Rate at the Visa Rates website Opens an overlay [Will show a security message first]. As you'd expect credit is subject to status. Here’s what you need to do in order to determine how much First Direct’s … Mortgage type* More info mortgage type. Welcome to first direct, we can help you with services including Online Banking, Insurances, Credit Cards, Loans, Mortgages, Investments and Sharedealing. BIC and IBAN; Travel Insurance. Secure Key; … Fraud and Security. Bangladeshi taka. Business transfers. © HSBC Group 2019. We hope you don't mind. Mind partnerships. Be sure to check before you book any Travel Insurance; when you return, take your unused notes back to your branch and we'll buy them back from you. BIC and IBAN; Travel Insurance. if you purchase your Travel Money using your UK issued first direct credit card, a handling fee of 1.5% (min £4 max £15) will be charged and you may also incur a cash advance fee from your credit card provider. For example, if you think that Currency A, which is currently $1.50, will increase, you could purchase a "call contract" for a certain amount of that currency. You are in section In order to conduct transactions on the bitcoin network, participants need to run a … Logon to our App or Online Banking and go to ‘Products’. Please also read the following information before you apply: If you know there are changes to your personal circumstances coming up - like maternity leave, a change in disposable income or a new job - or you are on a temporary or zero hours contract, please apply by telephone on 03 456 100 100. Charges. 0% interest on purchases for 17 months from account opening*. Argentine pesos. Keeping you safe; Using your cards outside the UK; Back first direct uncovered. The sister banks offer 3.04% variable interest on their regular savings accounts, though you can only save a maximum of £50 a month, compared with £25 to £250 a month at HSBC and £25 to £300 at First Direct. Canadian dollars. First Direct does not offer the interbank rate but instead adds a margin to it, which makes the foreign currency transaction more expensive for you. For a list of all the cookies we use and what they do, please read our While First Direct and HSBC's regular savings accounts were among our top picks, they weren't offering the best rate, which is currently still available from NatWest and RBS. Money Compare is a trading name of Which? Please read their Privacy Notice shown within the order form. Secure Key; … A 1st Account also gives you the option to set up a 'sweep', which automatically moves any spare money from your 1st Account to a first direct Savings Account on any date you choose. We'll be updating our website with further details shortly. Not only do we accept BFPO addresses when you apply for a first direct mortgage, we’re happy for you to use the Forces Help To Buy scheme, and if you ever need to rent your house out we won’t make you change your mortgage. The bank and its offshoot First Direct have today cut the rate on its regular saver, which lets current account customers save between £25 and £250, from 2.75% to 1%. Move home. Make moving home easier, by taking your existing Mortgage with you. Financial Services Limited of 2 Marylebone Road, London NW1 4DF, registered in England and Wales, company number 7239342. Pay no tax on interest earned. Whether you’re looking for pounds to euros or one of our other 40+ currencies, we can deliver to your home or you can pick up from us in store. Whether you’re looking for pounds to euros or one of our other 40+ currencies, we can deliver to your home or you can pick up from us in store. First Direct Bank international money transfers to or from the UK have higher transaction charges, due to a less competitive exchange rate offered by First Direct. Whether you need travel money, international payments, information about using your cards abroad or travel insurance, this page gives you the information you will need from first direct. When it comes to currency, our team really knows its stuff. We monitor and record comments and posts made on these channels about first direct … Once we confirm your order and it has been paid for you can't amend or cancel it. Who we are. 0% on purchases for 17 months after account opening. Partnerships. Start your holiday before you go. ). the currency you wish to buy is selling for a good price against your home currency, lock in your purchase either on our website or at one of our stores. If you’re concerned about making upcoming payments for your first direct mortgage, loan, credit card - or you’re concerned about being able to afford an overdraft, there is support available.. There are two types of bridging loan: ‘closed’ and ‘open’. Buy travel money at No1 Currency. Find out more about our credit cards here. HSBC and subsidiary First Direct have slashed the interest rate it pays on its regular savings account from 2.75% to 1% for new customers. Foreign Services available: Mon - Thurs  8am - 10pm, Fri 8am - 9pm and Sat - Sun 9am - 7pm. Where applicable, these will also be shown on your order confirmation, if you purchase your Travel Money using your UK issued. Partnerships. Our dedicated Financial Support team are here to help. We have spent 30 years working to support them in feeling confident about their money. Limited and part of the Which? Before using First Direct for international transfers, card payments abroad or your travel money … ... 2.99% cash fee, minimum £3.00 (includes cash withdrawals both in the UK and abroad, internal transfers, the purchase of foreign currency, travellers cheques and certain balance transfers, but not gambling transactions). Take out a new first direct Gold Card today and pay 0% interest on all purchases for 17 months*. If you have already missed a payment, you’ll need to speak to us as soon as you can. online orders must be paid for using your UK issued, you will be advised of any charges payable before you confirm your order. The Standard Variable Rate will vary over the term of your loan and is a variable rate set internally by first direct. It's possible for you to receive money into your account from outside the UK in either foreign currency or Sterling. It is this people first approach that has made us the number one brand for customer service in the UK – not just in banking, but across every sector*. Travel Money. Bank transfer commission fees range from £15 to £30 depending on the bank. HSBC and subsidiary First Direct have slashed the interest rate it pays on its regular savings account from 2.75% to 1% for new customers. US dollars. Chinese yuan. The Financial Conduct Authority have recently changed their guidance around payment holidays and deferrals. We'll deliver your holiday money to your door* so you can focus on the important stuff (finding your sunglasses, planning what you want to buy in duty free...). Opens an overlay [Will show a security message first], Opens in new window [will show overlay first], Visit our facebook page, opens an overlay, Pay in a cheque, pay in and withdraw cash, How to claim a debit or credit card refund. Up to 56 days' for purchases when you pay your balance in full every month by the due date. Social media . Yes, you can add more than one currency to the same order. No hassle or need to negotiate, always pay the same FX fee based on your annual trading volume, so you know what rate you’ll receive on every trade, every time. via your browser. If the amount you pay in a month is less than the full amount you owe, we will apply the amount you pay in the following order; Minimum credit limit is £500, maximum credit limit is subject to status. Central Pacific francs. Keeping you safe; Using your cards outside the UK; Back first direct uncovered. Money wellness; Heads Up! BIC and IBAN; Travel Insurance. first direct in the community. The Financial Conduct Authority have recently changed their guidance around payment holidays and deferrals. 0.10% AER (0.10% tax-free) variable on balances of £1 and over. Go for the first direct Credit Card if you're looking to make a balance transfer or our Gold Card if you're planning to use your credit card for purchases. Online shoppers who purchase goods via credit or debit card will soon have to enter a one-time passcode sent directly to their mobile phone via text message to complete the transaction. Types of ISA Before you take out any kind of Individual Savings Account is a good idea to understand it’s features and to shop around to make sure you are making the best choice for your personal circumstances. I’ve already missed (or I am worried I am going to miss) a mortgage, loan or credit card payment, or I’m struggling with my overdraft. Back Help. Travel help and advice. Get in touch if you want to talk through your options or find out more about the latest market movements. Our dedicated team of currency experts have helped thousands of businesses manage international cash flow, mitigate risk and maximise overseas opportunities. The bigger your deposit, the less money you’ll have to borrow, so you’ll either pay it off quicker or pay less each month. Online account management. As of February 2018, a direct … Regular savers are available to those who already have a current account with the banks and can commit to regular deposits into the account: between £25 and £250 per month for HSBC and £25 and £300 for First Direct. Foreign exchange is the exchange of one currency for another or the conversion of one currency into another currency. Gold Card Regular Saver Account. First Direct is a telephone and internet only banking division, which is part of HSBC. These uncut sheets of money are a must-have for any collection. HSBC, however, does still offer a euro bank account which you can sign up for if you meet their eligibility criteria. Skip to Help. When will you get your travel money? If First Direct can start some genuinely thought-provoking campaigns around money – and ensure that its banking service is genuinely built around financial wellness – then its repositioning could prove a wise move. Transfers from other providers welcome. Find out more here. Digital Wallet. Opens an overlay [Will show a security message first]. Closed bridging loans. Social media . If you need to use a credit card, it makes sense to pay as little interest as possible. Back Help. The LTV – or loan to value – is the percentage of the house price that the amount of money you’re borrowing represents. first direct was built around its customers. Our team. Colombian pesos. Bermudian dollars. A currency pair is a price quote of the exchange rate for two different currencies traded in FX markets. representative rate of 16.9% APR variable. If you only make the minimum payment each month, it will take you much longer to clear your balance and will cost you more. Skip to Help. Current Page. Find out more and join us today. Bulgarian lev. How does a bridging loan work? Please call us on 03 456 100 173 †. Take a look at the example below (which includes introductory rates*), for a hypothetical purchase of £1,000 on your Gold Card. If you're thinking about borrowing more money against your property, for something special like home improvements, we could help. Expert support and insight. When you trade currency in one form for currency in another, you will see that it is not a dollar for dollar transaction. Opens in new window [will show overlay first], Visit our facebook page, opens an overlay, Pay in a cheque, pay in and withdraw cash, How to claim a debit or credit card refund. Travel help and advice. Because we want to make sure we're doing a good job, we may monitor or record our calls. first direct in the community. If you only make the minimum payment each month, it will take you much longer to clear your balance and will cost you more. The Financial Conduct Authority have recently changed their guidance around payment holidays and deferrals. When you are traveling to foreign countries from the United States, it is often necessary to exchange your American dollars for the local currency. These are interbank rates. via your browser. First Direct's credit card offers 27 months 0 per cent interest on balance transfers with a 2.29 per cent handling fee. If you need to use a credit card, it makes sense to pay as little interest as possible. Cryptos are facing the adverse storm and their survival would make them only robust. Travel Money is provided in association with Travelex Currency Services Limited. The minimum payment will be the higher of; a. interest for the period from the last statement, c. 1% of the full amount you owe as shown on your monthly statement (not including interest and default charges), B. A currency pair is a price quote of the exchange rate for two different currencies traded in FX markets. for orders confirmed before 12.30pm, whether that be through the online or telephony channel from Monday to Friday, we aim to deliver within 2 to 3 working day. Money wellness; Heads Up! 1: Bank money transfer information: General Guidelines – First Direct bank charges a commission fee when sending money abroad into another currency – Private brokers offer commission free currency transfers typically over a value of £5000 or €5510.037 euro. To pay another person who banks with first direct who you have never paid before you would choose the account you wish to send from then select ‘Move Money' from the options that appear and then select ‘New Person’ to enter all the details required. Alternatively, you can use textphone 03456 100 147 or visit: Opening times are 24/7 365 days of the year. A direct quote is a foreign exchange rate involving a quote in fixed units of foreign currency against variable amounts of the domestic currency. The amount of money you can put towards the cost of your property. Reserve online & collect instore. The pound has strengthened against the dollar. For example, if you wanted to trade $10,000 of currency, you would probably borrow at a leverage rate of 200:1. Instead, the value of a U.S. dollar in Mexico is different from the cost of a U.S. dollar in Canada, Australia, or even France. You can’t get a euro account with First Direct, but other high street banks do still offer these accounts - although it’s worth checking the restrictions and fees on these types of accounts. Because we want to make sure we're doing a good job, we may monitor or record our calls. We believe this is a key part of having positive Financial Wellbeing. Skip to Help. Make sure to also compare the costs of the high street with the benefits of a multi-currency borderless account from TransferWise, to see which offers you the best deal. For example, if you borrow £80k against a £100k property, the LTV is 80%. Borrow more money. You will not pay interest on purchases if you pay your balance in full and on time each month. Euros. Unless you pay a premium, First Direct Bank’s service will take from 5 to 7 days for your funds to arrive at the destination bank. a. any unpaid arrears or amounts over the credit limit; b. the amount you owe us and shown in your statement; c. any transactions, interest or charges not yet included in a statement. We’ve got everything you need to be confident in your currency exchange. How much will I be charged to buy travel money through first direct's service? first direct arena. International payments. first direct in the community. In order to have access to all the features of our fully-optimised website, please enable your JavaScript settings The Financial Conduct Authority have recently changed their guidance around payment holidays and deferrals. International payments. The LTV – or loan to value – is the percentage of the house price that the amount of money you’re borrowing represents. This promotion is only available to first direct Current Account holders who haven't had a  first direct Credit Card or Gold Card within the last six months. Go for the first direct Credit Card if you're looking to make a balance transfer or our Gold Card if you're planning to use your credit card for purchases. The Money Wellness Index first direct arena Mind partnership ... however the key is to be honest with yourself and really think about how you spend your money: even down those snacks you buy yourself whilst out and about. The Money Wellness Index first direct arena ... payment whenever possible. Look no further than your own bank for your Travel Money with fee free deliveries straight to your door. Discover enhanced rates when you buy foreign currency online at 0% commission. Bridging loans can also be used if you buy a property at auction, where you’ll need the money immediately but may not have sold your current property yet. At the end of the promotional period the rate on the outstanding balance will change to the standard variable rate that applies at the time. Show the section Delivery. For details on how we will use your personal information, please see our Privacy Notice. first direct Travel money is provided by Travelex Currency Services Limited. First Direct, M&S Bank and Nationwide have all ranked highly in a comprehensive new customer survey, while giants such as Barclays, Lloyds and Santander didn’t even make the top 100 cut. The smartest way to collect, convert and transfer money globally - Transparent and competitive FX fees - Free overseas and local multi-currency accounts - Fast and secure transfers online or via telephone - Award-winning, personalised customer service. As such, cookies for this site are currently disabled. Home Secure Key; … Saving money feels good. TRANSPARENT FX RATES FROM AS LOW AS 0.15%* TRANSPARENT FX RATES FROM AS LOW AS 0.15%* No hassle or need to negotiate, always pay … Some of our current accounts have Travel Insurance. We offer two different credit cards for two different sorts of spenders. Everyone loves money and paper currency is the perfect gift! first direct arena. Dependent upon the type of transaction you undertake one or more of the following charges will apply: We all know it makes financial sense to pay more than the minimum payment whenever possible. Buy currency in advance; Create rate alerts; Check live rates on the go; Get started . Opening times are 24/7 365 days of the year. It comes with an APR of 18.9 per cent. Rates make for a useful point of comparison when looking at financial products, and being up front about our charges helps you stay in control of your money. Cookie Policy. Discover breaking FX news. Our team. first direct is the original telephone bank, and 24-hour banking service is available to help you make one-off payments, or set up regular payments, or to answer any questions about your credit card account. A ‘Help to Buy: Equity Loan is where the government lends you up to 20% (40% in London) of the money required to purchase a new build property. Our awards. All we ask is that you can say yes to everything below: first direct is a division of HSBC UK Bank plc. Uncut currency sheets are available with $1, $2, $10, $20, $50, and $100 notes, and make unique, wonderful gifts for the collector or “hard to buy for” person on your list. first direct is a division of HSBC UK Bank plc. See live market exchange rates. The Financial Conduct Authority have recently changed their guidance around payment holidays and deferrals. Mind partnerships. first direct debit card Using your card outside the UK. It recently conducted research which found that people considered money more important to their wellbeing than either diet or exercise – yet the ‘m’ word is often absent from discussions around living your best life. Chilean pesos . Australian dollars. In order to have access to all the features of our fully-optimised website, please enable your JavaScript settings Our awards. If you would prefer to speak to us, please call us on: This product is only available to first direct Current Account customers (you're more than welcome to join us...). Current Page. Take a look at the example below (which includes introductory rates*), for a hypothetical purchase of £1,000 on your Gold Card. online orders must be paid for using your UK issued first direct credit or debit card; for telephone orders your first direct account will be debited directly. Open with. JavaScript is currently disabled on this computer/device. In this guide, we explain how bridging loans work and who they could be right for. Our awards. Group and is authorised and regulated by the Financial Conduct Authority (FRN527029). Home Plus, a bigger deposit can sometimes mean a better rate. © HSBC Group 2019. you have a contract with the supplier i.e. Brunei dollars. The above example makes a number of assumptions: If you set up a recurring transaction (sometimes called a continuous payment authority), for a regular payment like this, it's seen as an agreement between you and the retailer - so, unfortunately, it won't be covered by the Direct Debit Guarantee. Before you call, please make sure you have details of your income and outgoings (you can find these on your bank statements or online banking) as we’ll be discussing these with you. Who we are. Calls may be recorded and monitored. All Rights Reserved. Member HSBC Group. For a list of all the cookies we use and what they do, please read our Travel and international The interbank rate (also called mid-market rate) is the midpoint between the buy price and sell price of two currencies on the currency markets. As you'd expect credit is subject to status. You can apply or simply get a commitment-free quote without a credit search. first direct arena. Find out more about our credit cards here. Here are the things you need to know before you can decide if our Gold Card is right for you. As such, cookies for this site are currently disabled. 'Working day' means Monday to Friday excluding UK Bank and Public Holidays. If the exchange rate is favorable, i.e. *Please make sure you read our Travel Money Terms and Conditions. Barbados dollars. Fraud and Security. Fraud and Security. Which? Partnerships. Cookie Policy. Private brokers offer commission free currency transfers, typically over a value of £5000. You will need the person’s name, sort code, account number, reference and payment amount. The First Direct Stocks & Shares ISA offers a tax-efficient wrapper for you to self-select investments in eligible equities; trades can be made both online and over the telephone. Compare today's best travel money rates and buy currency online. Travel help and advice. Take advantage of our Online Price Promise. For more information on banking with First Direct, please call 03456 100 100. you paid them directly with your credit card. Travel money Bahamian dollars. Travel Money. order your Travel Money online; get Travel Insurance and take the policy details along with you. Brazilian reals. If money is received in a different currency to what your account is held in, we'll convert it using the most up to date first direct Exchange Rate available before crediting it to your account. If you are not at home when your order is delivered - because the order has to be signed for, Royal Mail should leave a card giving details of where the order can be collected. Buying and selling foreign currency is a fraught prospect, even for expert investors. We hope you don't mind. £1. Private foreign exchange companies typically complete the … We'll be updating our website with further details shortly. Order Requirements. Otherwise, the period over which interest is charged will be as follows: Purchases, balance transfers, cash advances and cash related payments. Who we are. Our team. Max amount £20,000 this tax year. first direct operates channels, pages and accounts on some social media sites to inform, assist and engage with customers. Read our quick guide to creating a monthly budget > I’ve missed a mortgage, loan or credit card payment. 1: Bank money transfer information: General Guidelines – First Direct bank charges a commission fee when sending money abroad into another currency – Private brokers offer commission free currency transfers typically over a value of £5000 or €5510.037 euro. The Financial Conduct Authority have recently changed their guidance around payment holidays and deferrals. Travel Money. Banks are banning the purchase of cryptocurrencies by … Credit cards the purchase price of what you bought is between £100 and £30,000. Many investors use leverage, the practice of borrowing money to help them buy more currency. Money wellness; Heads Up! You can then put down a more affordable 5% deposit, and borrow the remainder of the capital from a mortgage lender (75% if you get the full 20% government loan) – but this must be a repayment mortgage as opposed to interest only. A direct quote is a foreign exchange rate involving a quote in fixed units of foreign currency against variable amounts of the domestic currency. Cayman Islands dollars. Bank transfer commission fees range from £15 to £30 depending on the bank. For example, if you borrow £80k against a £100k property, the LTV is 80%. Money Compare content is … Get into a good savings habit and the future you will say thanks. International payments. Take out a new first direct Gold Card today and pay 0% interest on all purchases for 17 months*. This means that one pound can now buy 1.31 dollars, whereas a few hours ago, it could only buy 1.30 dollars. The bank and its offshoot First Direct have today cut the rate on its regular saver, which lets current account customers save between £25 and £250, from 2.75% to 1%. It comes with an APR of 18.9 per cent. Loans and cards Regular savers are available to those who already have a current account with the banks and can commit to regular deposits into the account: between £25 and £250 per month for HSBC and £25 and £300 for First Direct. Interest rate. Keeping you safe; Using your cards outside the UK; Back first direct uncovered. Bahraini dinars. Doing it tax-free feels even better. 2.99% of the cash advance or cash related payment, minimum £3, 2.9% of each balance transferred, minimum £5, £5 for an additional copy of a statement, 2.99% of the amount of the sterling transaction value, 2.99% of the cash or cash related payment, minimum £3, £500 Minimum credit limit (subject to status), Available to existing 1st Account holders only, the transaction took place on first day of January, the credit card statement was produced 31 days later, no further transactions were made on the card, payments were made on the 15th day of every month, interest is calculated based on the representative 16.9% APR variable rate, You are a UK resident and live permanently in the UK, You have an annual income/pension before tax of £6,800 or more, You haven’t been declared bankrupt or registered for an Individual Voluntary Agreement in the last 6 years (or in the process of doing so. Could be right for months from account opening new first direct is a part! And over of spenders months from account opening look no further than your own bank your. Of the exchange of one currency into another currency good savings habit and the first direct currency purchase you will say thanks uncovered... Is a variable rate will vary over the term of your property because we want to make sure we doing... Cards outside the UK ; Back first direct is a foreign exchange rate purchases. Details along with you or credit card, it makes sense to pay as little interest possible..., account number, reference and payment amount banning the purchase price of what you bought between... Variable amounts of the domestic currency can use textphone 03456 100 100 how bridging Loans work and who they be! A wholly-owned subsidiary of which and on time each month 456 100 173 † be... Our quick guide to creating a monthly budget > I ’ ve missed a mortgage, loan credit! Its stuff amend or cancel it Wales, company number 7239342 features of our fully-optimised,... Currency to the same order are intended for UK customers your order and it has been paid for Using cards! England and Wales, company number 7239342 tell you interest rates are fixed, you can if! Ca n't amend or cancel it an APR of 18.9 per cent mitigate... Should assume they 're variable information in the Gold card Current Page Mon ThursÂ! Balance transfers with a 2.29 per cent handling fee used to be possible to get first. £15 to £30 depending on the bank arena... payment whenever possible buy currency online order your Travel money ;. Not pay interest on all purchases for first direct currency purchase months from account opening everything need! And regulated by the Financial Conduct Authority have recently changed their guidance around payment holidays and deferrals your exchange. Foreign exchange rate for two different sorts of spenders and maximise overseas opportunities to everything below firstÂ! You ca n't amend or cancel it with you is right for on all purchases 17! Either foreign currency online at our best exchange rates order online to lock in our very rates... Want to talk through your options or find out more about the latest market movements 56 '! Charges payable before you confirm your order team of currency experts have helped thousands of businesses international... Fees range from £15 to £30 depending on the bank sort code, account,... Better rate no longer on offer for new customers, typically over a value of £5000 for... We could help to buy Travel money with fee free deliveries straight to your door another or conversion! Card, it makes sense to pay as little interest as possible will need person... Online at 0 % interest on purchases for 17 months * ; get Travel Insurance and take Policy... Very best rates * on your foreign currency is the percentage of the year perfect gift good savings habit the... You safe ; Using your UK issued we confirm your order be shown on your foreign online..., does still offer a euro bank account which you can sign for. Domestic currency for dollar transaction like Home improvements, we may monitor or record our calls money Current.! Here to help confirm your order confirmation, if you need to use a credit.! Working to Support them in feeling confident about their money Thurs 8am - 9pm and Sat - Sun 9am 7pm! Online orders must be paid for Using your cards outside the UK ; Back first direct Gold today! Association with Travelex currency Services Limited is a foreign exchange is the perfect gift take longer the exchange involving! One form for currency in another, you should assume they 're variable shown within the order form maximum! Is authorised and regulated first direct currency purchase the due date our best exchange rates order online to in. 100 173 † Mon - Thurs 8am - 9pm and Sat - Sun 9am - 7pm not guaranteed deliveries. Talk through your options or find out more about the latest market.... Travel and international Travel money online ; get Travel Insurance and take Policy. How bridging Loans work and who they could be right for thousands of businesses manage international cash,... The cookies we use and what they do, please enable your JavaScript settings first direct currency purchase your.! Call us on 03 456 100 173 † buy Travel money Current.! Have helped thousands of businesses manage international cash flow, mitigate risk and maximise overseas opportunities can decide if Gold... Set internally by first direct 's service borrowing money to help different credit cards card! Illustration tabs on this Page and selling foreign currency online at our best exchange rates online. - Sun 9am - 7pm Insurance and take the Policy details along with.! Uk in either foreign currency is a wholly-owned subsidiary of which is subject to status more than currency... These will also be shown on your foreign currency website, please call on! You can add more than one currency to the same order is 80 % the future you will thanks. Read their Privacy Notice shown within the order form 're thinking about borrowing more money your... Payment holidays and deferrals 100 173 † many investors use leverage, the LTV 80... Interest for 17 months from opening your account from outside the UK ; Back direct... Confirmation, if you need to know before you can add more than currency. To help are here to help NW1 4DF, registered in England and Wales company. The cookies we use and what they do, please call 03456 100 147 visit. Online to lock in our very best rates * on your foreign currency:! 'D expect credit is subject to status account first direct currency purchase two different sorts of spenders, reference payment! Different credit cards Gold card is right for you overseas opportunities Sat - Sun 9am 7pm... 24/7 365 days of the year Friday excluding UK bank and Public holidays purchases is %! You meet their eligibility criteria fully-optimised website, please enable your JavaScript settings via browser. Standard variable rate set internally by first direct arena... payment whenever possible, however, does still offer euro... Your JavaScript settings via your browser please enable your JavaScript settings via your browser confident... Parts of the year your order value – is the percentage of the exchange rate involving a in... Will I be charged to buy Travel money rates and buy currency online Services Limited rate. Authority have recently changed their guidance around payment holidays and deferrals in feeling confident about their money - and. Overseas opportunities balances of £1 and over new customers and Conditions money first! Home Loans and cards credit cards for two different currencies traded in FX markets risk and overseas... Any charges payable before you confirm your order a monthly budget > I ’ ve missed a,... Things you need to know before you confirm your order have access all! Order your Travel money Using your UK issued, you can put towards the cost of your.... And buy currency online at 0 % interest on all purchases for 17 months * orders must be paid Using... Of businesses manage international cash flow, mitigate risk and maximise overseas.! Get a commitment-free quote without a credit search … we offer two different credit for! Quote of the year further details shortly different currencies traded in FX.. On purchases if you borrow £80k against a £100k property, the LTV 80. Uk in either foreign currency commission free currency transfers, typically over a value of.... Currency against variable amounts of the exchange rate involving a quote in fixed units of foreign currency against variable of... ' for purchases when you pay your balance in full and on each... On the bank cash flow, mitigate risk and maximise overseas opportunities confirm. Sat - Sun 9am - 7pm more about the latest market movements for dollar transaction Using. More about the latest market movements – is the percentage of the price! Even for expert investors tax-free ) variable on balances of £1 and over Sun -. Your balance in full every month by the Financial Conduct Authority have recently changed their guidance around payment holidays deferrals. Your property, the LTV – or loan to value – is the perfect gift this guide we! Perfect gift something special like Home improvements, we may monitor or our. Today 's best Travel money Using your cards outside the UK ; Back first direct arena... payment possible! England and Wales, company number 7239342 banks are banning the purchase price of you! A £100k property, the LTV – or loan to value – is the perfect!! Fraught prospect, even for expert investors or loan to value – is the rate! Example, if you need to know before you can sign up for if borrow... Money you can use textphone 03456 100 100 below: first direct is a foreign exchange rate involving quote. Confirm your order sorts of spenders bought is between £100 and £30,000 're doing good... Javascript settings via your browser show a security message first ] currencies traded in FX.. A fraught prospect, even for expert investors with Travelex currency Services Limited outside the UK Back... Best Travel money Current Page simply get a first direct credit card, it sense!, a bigger deposit can sometimes mean a better rate more than one currency another! Uk customers on each mortgage purchase price of what you bought is between and.